Features  |   February 2015
Know Your Malpractice Insurance Policy
Author Affiliations
  • Aparna Ananth, M.D.
    Committee on Professional Liability
  • Brian J. Cammarata, M.D.
    Committee on Professional Liability
  • Marc L. Leib, M.D., J.D.
    Committee on Professional Liability
Article Information
Ethics / Medicolegal Issues / Features
Features   |   February 2015
Know Your Malpractice Insurance Policy
ASA Monitor 02 2015, Vol.79, 18-20.
ASA Monitor 02 2015, Vol.79, 18-20.
Almost all physicians maintain some form of medical professional liability insurance (MPLI), commonly known as “malpractice insurance.” For most physicians, this is a requirement for attaining privileges at hospitals and other facilities. Even physicians who practice exclusively within their own offices carry MPLI as a way to protect their practices and personal assets.
Unfortunately, the reality of the current litigation environment is that most physicians, over the course of their professional lifetimes, will need to use their insurance coverage. Because of the wide variety of policies and coverage combinations available, physicians (and sometimes their lawyers) often have difficulty understanding the complexities of their own policies.
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